2012 Least Expensive and Most Expensive Cars To Insure

In case you're getting into the mood to do some car shopping for 2012, I thought I'd share the results of an annual study that lists the most and least expensive cars to insure. Most of the list probably won't surprise you much, it's just common sense that a V10, 2 seater, $160,000 sports car should cost quite a bit to insure. But the list of least expensive may come in handy when you're out there deciding between a few different models.

Least expensive vehicles to insure (2012)
Rank	Vehicle	Cyl.	Nat'l annual avg. rate
1	Toyota Sienna LE	4	$1,111
2	Toyota Sienna	4	$1,114
3	Jeep Patriot Sport	4	$1,116
4	Jeep Compass Sport	4	$1,118
5	GMC Sierra K1500 Regular Cab	6	$1,121
6	Chevrolet Silverado 1500 Regular Cab	6	$1,125
7	Dodge Grand Caravan SXT	6	$1,129
8	Ford Escape XLS	4	$1,137
9	Toyota Sienna	6	$1,139
10	Chevrolet Silverado 1500 Extended Cab	6	$1,143
11	Dodge Journey SXT	6	$1,143
12	Honda Odyssey LX	6	$1,146
13	Kia Sportage	4	$1,151
14	Hyundai Santa Fe GLS	4	$1,152
15	Jeep Wrangler Unlimited Sport	6	$1,154
16	Nissan Frontier S King Cab	4	$1,162
17	Nissan Frontier SV King Cab	4	$1,163
18	Hyundai Tucson GL	4	$1,166
19	Ford Escape XLT	4	$1,167
20	GMC Canyon	4	$1,167

Most expensive vehicles to insure (2012)
Rank	Vehicle	Cyl.	Nat'l annual avg. rate
1	Audi R8 Spyder Quattro Convertible	10	$3,384
2	Mercedes CL600 Coupe	12	$3,307
3	Mercedes S600	12	$2,948
4	Audi R8 4.2 Quattro Coupe	8	$2,903
5	Porsche Panamera Turbo	8	$2,738
6	BMW 750i Hybrid	8	$2,701
7	Porsche 911 Turbo Convertible	6	$2,674
8	Porsche 911 Turbo S Convertible	6	$2,674
9	Mercedes CL65 AMG Coupe	12	$2,669
10	BMW 750Li Hybrid	8	$2,641
11	Mercedes SL63 AMG Convertible	8	$2,615
12	Mercedes CL63 AMG Coupe	8	$2,613
13	Jaguar XKR Supercharged Convertible	8	$2,585
14	Mercedes S63 AMG	8	$2,542
15	Mercedes C63 AMG Coupe	8	$2,532
16	Audi A8 L Quattro	12	$2,513
17	Mercedes SL550 Convertible	8	$2,458
18	Nissan GT-R Coupe Turbo	6	$2,457
19	BMW 750XI	8	$2,446
20	BMW 750i	8	$2,430

If you've got the money for one of these top 20 most expensive cars to insure, you've probably got the money for the insurance as well. However, if you're on a budget (like most of us) and trying to keep insurance costs a little bit lower, give your local, professional agent a call when you're deciding between cars and find out which one will be the easiest on your pocket. There can be a big range in costs to insure those new vehicles you're thinking about. Make sure you factor the insurance cost into your decision!

Robert Edgin